Your Trusted Advisors

Protecting What Matters Most in Your Life

Your home, your car, and your business are important. At our agency, we understand what’s at stake. With over 70 years serving Lorain County, we provide personalized insurance solutions to fit your needs. Count on us for guidance, support, and comprehensive coverage that brings peace of mind.

Our Commitment to You

At Parsons Insurance, we believe in creating relationships built on trust and integrity. With over 70 years of experience, our independent agency provides personalized insurance solutions tailored to meet your unique needs. Our knowledgeable team is dedicated to helping you understand your options, ensuring you find the right coverage for your home, auto, and business. We’re not just your insurance provider; we’re your neighbors invested in the community.

Michael J. Lotko III

President & Owner

With over 38 years of experience, Mike leads the agency with deep expertise and a commitment to Elyria. A graduate of BGSU, he has served on the Elyria City Council for over three decades and is a dedicated youth sports coach. When he’s not in the office, he enjoys golfing, traveling, and spending time with his wife, Cari, and their two sons.

Connor Riddell

Insurance Agent

Born in Lorain County and living in North Ridgeville, Connor brings over 8 years of industry experience to the team. A John Carroll University graduate and former Aetna agent, he combines insurance knowledge with a passion for the community, currently serving as a football coach at Elyria Catholic High School.

Lisa White

Office Manager & Agent

Lisa has been a vital part of the Parsons family since 2005, bringing 20+ years of insurance experience to every client interaction. A proud mother, grandmother, and great-grandmother, she stays active in the community by volunteering with the Lorain County Metro Parks and exploring historical sites with her husband, John.

Home Insurance

Protect your home and belongings with our comprehensive home insurance plans. We help safeguard your investment from unexpected events, giving you peace of mind.

Auto Insurance

Stay safe on the road with our tailored auto insurance policies. We provide coverage that fits your needs, ensuring you’re protected in case of an accident.

Life and Health

Secure your family’s future and well-being with personalized plans. We help you navigate the options to find the right life and health coverage for your specific needs.

Boat & RV

Enjoy your time on the water or the open road without worry. We offer specialized coverage for your boat, RV, and recreational vehicles to protect your adventures.

Umbrella Insurance

Add an extra layer of protection beyond your standard policies. Umbrella insurance safeguards your assets against major claims and lawsuits, giving you true peace of mind.

Long Term Care

Prepare for the future with confidence. Our long-term care plans help cover the costs of assisted living or home care, protecting your retirement savings and your family’s assets.

Business Insurance

Our business insurance offerings protect your enterprise and employees. From liability to property coverage, we ensure your operation runs smoothly.

General Business

Protect your livelihood with a Business Owners Policy (BOP) tailored to your industry. From property damage to liability, we build a shield around the business you’ve built.

Workers' Comp

Keep your employees safe and your business compliant. We provide reliable workers’ compensation coverage that supports your team while controlling your costs.

Commercial Auto

Whether you have a single work truck or a full delivery fleet, get coverage that keeps your business moving. We protect your vehicles, drivers, and equipment on the road.

Group Health

Attract and retain top talent with competitive employee benefits. We help you design affordable group health packages that take care of your team and their families.

What Our Clients Say

We appreciate our clients, and here’s what they have to say.
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Community Connections

At Parsons Insurance, we pride ourselves on our involvement in the Lorain County community. From sponsoring local events to partnering with non-profits, we actively support initiatives that make our area thrive. Our team is dedicated to building lasting relationships and helping those around us.

Our Recent Initiatives

This past season, we had the pleasure of collaborating with local schools to provide safety workshops and sponsor charity runs. By engaging with our community and offering resources, we not only enhance our partnerships but also create a safer, more informed environment for all residents.

We're Here for You

Reach Out Anytime

Your questions matter to us. Whether you need a quote or just want to chat about your options, we’re ready to help. Please fill out the form below or reach out directly.

Our Main Office Location

490 Cleveland St, Elyria OH 44035